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REVIEW OF YOU NEED A BUDGET ANDROID
REVIEW OF YOU NEED A BUDGET PRO
REVIEW OF YOU NEED A BUDGET TRIAL

While email support is okay, it’s not quite the same, although another alternative is to consult the forums.Īgain though you're not always guaranteed the information you get is going to be 100% reliable. There is a step-by-step guide and FAQs, which should answer many of your queries, but it would always be a bonus to be able to contact a real person for those more unusual requests. There’s no phone support, which considering this is a paid-for service leaves You Need a Budget sorely lacking. This is even more of a point when you consider the ongoing subscription charge for using the service. The area of support has to currently be one of You Need a Budget’s weakest areas and could do with some improvement. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by YNAB.The lack of real people support is something of a negative however (Image credit: You Need a Budget) Support Information is accurate as of July 18, 2022.Įditorial Note: This content is not provided by YNAB.

REVIEW OF YOU NEED A BUDGET TRIAL

YNAB offers a free 34-day trial for new subscribers.

YNAB users pay $14.99 monthly or $98.99 annually.

According to YNAB user reviews, the YNAB four-step budgeting method helps many people successfully gain control of their budget.

Part of what makes YNAB so popular is that YNAB is both a budgeting app and a budgeting method.

The biggest con is that it does require a monthly or annual subscription.

REVIEW OF YOU NEED A BUDGET ANDROID

It is one of the few budgeting apps that can be used on Apple, Android and Amazon devices.

REVIEW OF YOU NEED A BUDGET PRO

Perhaps the biggest pro to YNAB is that it is both a budgeting app and a budgeting philosophy that helps users not just budget their money but get control of it.

Even if a user only saves half these amounts, they would save more than enough to cover the cost of a $14.99 monthly or $98.99 annual subscription.

According to YNAB, new users save an average of $6,000 during their first year and an average of $600 during the first two months.

Here are some quick answers to commonly asked questions about the YNAB app.

The handy loan calculator can motivate users to pay off debt more quickly by calculating how much interest additional payments can save.

The reporting feature provides a snapshot of a user’s spending and net worth.

Goal tracking allows users to create and track financial goal categories.

Financial accounts can be securely synced with the app, enabling users to view their complete financial picture.

YNAB boasts the following features commonly found in many budgeting apps: This pricing may seem steep to some, but YNAB users do not have to deal with ads or third-party product recommendations on the platform. Once the free trial ends, YNAB users pay $14.99 monthly or $98.99 annually, plus applicable taxes, for use of the app and access to the YNAB community and live financial classes. A credit card is not required to sign up for the free trial.

The YNAB platform is built on the same technology used by many government agencies, and user data stored on the YNAB servers is also encrypted. YNAB uses 128-bit encryption and bank-grade security to protect user data as it’s transferred between the YNAB app and financial institutions. GOBankingRates gave a 4.6 overall score for the following features used for this You Need a Budget review.